Loans 24 Online In India
- By Web Online CA
- 5 min read
- Updated On 31-January-2026
Loans 24 For Your Various Needs
Documents Required For Loan
Photo Id Proof (Any One Required):
- Passport
- PAN card
- Driving License
- Voters ID Card
Residence Proof (Any One Required):
- Electricity Bill
- Ration Card
- Telephone Bill
- Employment Letter
- Passbook or Bank Statement with address
Income Proof documents for home loan:
- Salary slips
- Latest Form-16 and IT returns
- Bank statement
Loan Interest Rates Fees & Charges
| Interest Rate | 10.15% p.a. onwards |
| Loan Amount | Up to Rs.20 lakh |
| Loan Tenure | Up to 60 months |
| Processing Fee | 0% to 6% of the loan amount + GST |
Frequently Asked Questions
Yes. The sanctioned loan amount can be used to purchase or maintain a home, plot of land, other real estate and business as well as personal needs. However, it's important to get in touch with the lender for additional information. For instance, some banks don't offer a mortgage loan for individual use.
A Loan Against Property is a Secured Loan, where you can mortgage your residential or commercial property to get funds for any purpose, business expansion, child's higher studies, wedding or medical emergency.
Any Resident Indian salaried or self-employed individual can apply for a Loan Against Property as long as you meet our eligibility criteria.
All types of properties such as residential, commercial, industrial, plots, schools, hospitals, restaurants, godowns, etc.
Along with application form you need Passport / Driving License / Aadhaar Card / Voter's ID card / NREGA JOB Card, PAN Card, Bank statement, Salary Slips and property documents.
Loan Against Property interest rates depend on the loan amount and the loan tenure, starting ranges from 8.25% to 24% p.a.
Loan approval would take 5 working days after submission of the application form and required documents.
Yes, you can foreclosure your loan post completion of 12 months. Self-employed individual availing a loan against property with floating interest rate enjoys nil foreclosure charges.
Generally you do not need a guarantor. You may require a guarantor or co-applicant if your financial strength is weak.
We offer Customized EMI repayment options with a maximum tenure of 15 years.